What to Do If You Damage a Leased Car

There is no shortage of benefits that come with leasing a car. From lower down payments to more budget-friendly monthly payments to the opportunity to drive a world-class modern vehicle, leasing offers a wealth of advantages. But what do you do if you damage a leased car? Do leased cars have to be serviced at the dealership? Who is responsible for repairs on a leased car? These are all common questions, and Pfaff Leasing provides the answers below.

Who is Responsible for Repairs on a Leased Car?

With most lease agreements, you are required to return the vehicle in the same condition it was in when you first leased it. To determine who is responsible for repairs on a leased car, it’s best to consult your lease agreement. Some may give allowances for minimal damage, like scratches or wear and tear, but for more significant issues, the responsibility for repairs is a shared one between you and your leasing company.

Because your leasing company technically owns the vehicle, they typically handle any major repairs that are covered under the manufacturer’s warranty. As far as major repairs not covered by a warranty, in most situations the leasing company assumes responsibility for repairs. With that said, if the damage results from driver negligence or misuse, you might be required to pay certain repair costs or make higher lease payments. And remember: as the lessee, it’s your responsibility to keep up with routine maintenance and minor repairs.

Again, consult your lease agreement for the specifics of your contract and your obligations under it.

Do Leased Cars Have to Be Serviced at the Dealership?

So, do leased cars have to be serviced at the dealership? Oftentimes, you can take your vehicle to any certified repair provider. Your lease agreement will detail exactly where you can take your leased car for repairs.

What Do You Do If You Damage a Leased Car?

Understandably, you want to keep your vehicle in peak condition for the roads of Calgary, Woodbridge, and beyond. Here’s a general overview of what to do if you damage a leased car:

• Contact Your Insurer – Many full-coverage auto policies will help cover the cost of repairs, and your lease agreement may also have some additional protections in place.
• Check Your Warranty – If the damage involves a part covered under warranty, you might have few, if any, out-of-pocket expenses.
• Use OEM Parts – Wherever you have your repairs performed, make sure the provider utilizes genuine OEM parts. If they don’t, you may incur penalty fees or have your lease agreement voided.

Learn More About Leased Car Repairs Near Toronto

Need more information about what to do if you damage a leased car? Contact us today or continue your research online. Pfaff Leasing is proud to be your premier source for luxury and commercial vehicle leasing in Woodbridge and beyond!